Apple plans to start its U.S. iPhone leasing program on a near date through the upgrade plan system. The service partners with the payment partner for recurring billing. It targets buyers amid steeper price tags after Apple pushed up Mac MSRPs recently. Users may pick spread payments instead of buying in one go. Leased iPhones can be disabled remotely if terms are broken. Apple includes associated toggles in iOS code. Some shoppers wonder how leasing measures up to retail outright. Critics point out that lockouts cut off phone use if life events hit. Supporters say leasing lowers the upfront cost and simplifies new model swaps. The plan hooks into Apple's update schedule as iPhone MSRPs inch higher device by device. Users are advised to review before diving in.